Terms of Service

1. Acceptance of Terms

Welcome to OnFire Messenger! These Terms of Service ("Terms") govern your use of the OnFire Messenger platform and services provided by OnFire Messenger Inc. ("Company," "we," "our," or "us").

By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

Our registered address is: 254 Chapman Rd, Ste 208 #22498, Newark, Delaware 19702, US.

2. Description of Service

OnFire Messenger is an AI-powered, all-in-one platform that combines messaging, education, and marketplace functionality. Our services include:

• Messaging and communication tools
• Community creation and management
• Educational content and courses
• Marketplace for digital and physical products
• AI-powered assistance and automation
• Analytics and business tools

3. User Accounts and Registration

3.1 Account Creation

To use our services, you must create an account and provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Eligibility

You must be at least 13 years old to use our services. If you are under 18, you must have parental consent. By using our services, you represent that you meet these requirements.

3.3 Account Security

You are responsible for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any security breach.

4. Acceptable Use Policy

You agree not to use our services to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Harass, abuse, or harm other users
• Distribute spam, malware, or harmful content
• Engage in fraudulent or deceptive practices
• Interfere with or disrupt our services
• Attempt to gain unauthorized access to our systems
• Use our services for illegal activities

5. Content and Intellectual Property

5.1 User Content

You retain ownership of content you create and share on our platform. By posting content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content in connection with our services.

5.2 Platform Content

Our platform, including its design, features, and underlying technology, is protected by intellectual property laws. You may not copy, modify, or reverse engineer our platform.

5.3 Content Moderation

We reserve the right to review, moderate, and remove content that violates these Terms or our community guidelines. We may also suspend or terminate accounts that repeatedly violate our policies.

6. Payment and Billing

6.1 Subscription Plans

We offer various subscription plans with different features and pricing. You can choose between income-sharing and flat-fee payment models.

6.2 Payment Processing

Payments are processed through secure third-party payment processors. You agree to provide accurate payment information and authorize us to charge your chosen payment method.

6.3 Refunds

Refund policies vary by subscription type and are detailed in your account settings. Generally, we offer prorated refunds for annual subscriptions canceled within 30 days.

7. Creator and Marketplace Terms

7.1 Creator Revenue

Creators can monetize their content through our platform. We take a percentage of revenue as outlined in your creator agreement, with rates varying based on your plan and tenure.

7.2 Marketplace Transactions

Our marketplace facilitates transactions between buyers and sellers. We are not responsible for the quality, safety, or legality of products sold through our platform.

7.3 Tax Responsibilities

You are responsible for all applicable taxes related to your use of our services, including income from creator activities and marketplace transactions.

8. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our services, you consent to our privacy practices as described in our Privacy Policy.

9. Disclaimers and Limitations of Liability

9.1 Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. Our services are provided "as is" without warranties of any kind.

9.2 Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

10. Termination

Either party may terminate these Terms at any time. We may suspend or terminate your account for violations of these Terms. Upon termination:

• Your access to our services will cease
• You may download your data within 30 days
• We may delete your account and data after the grace period
• Outstanding payments remain due

11. Dispute Resolution

11.1 Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.

11.2 Arbitration

Any disputes arising from these Terms will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Delaware.

12. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by email or through our platform. Your continued use of our services after such changes constitutes acceptance of the updated Terms.

13. Contact Information

If you have any questions about these Terms, please contact us at: